Should I Pay or Should I Owe? (thank you, The Clash)

Debt is a burden that steals from you opportunities to save, build wealth, and be generous. Money problems are also a leading cause for relational conflicts. Please do not go into debt. Your older self (and the generations to come) will thank you if you avoid this trap. Thank you, The Clash, for your great music! May God bless you, protect you, and give you peace!
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Music: “Should I Stay or Should I Go” (The Clash)
Words by me: Tell me, you got to let me know – should I pay or should I owe? If I use credit and it’s mine, debt will stay till the end of time. So, you got to let me know – should I pay or should I owe? It’s always more, more, more. Debt is so happy when I’m poor. Suddenly, I am in the red. I should have paid in cash instead. Well, come on and let me know – should I pay or should I owe? Should I pay or should I owe now? Should I pay or should I owe now? If I pay, there won’t be trouble. But if I owe, the cost will double. So, come on and let me know! This indecision’s bugging me. If I owe, I won’t be free. I really like my shopping sprees. Interest payments will consume me. Come on and let me know! I want more stuff – should I say “no”? Should I pay or should I owe now? Should I pay or should I owe now? If I pay, there won’t be trouble. But if I owe, the cost will double. So, you got to let me know! Temptation’s hard – should I say “no”? Should I pay or should I owe now? If I pay, there won’t be trouble. But if I owe, the cost will double. So, you got to let me know – should I pay or should I owe?